Paleso Finance Group

Car Loans

Easy Car Loans and Finance Solutions in Queensland

Whether you’ve got your heart set on a new or a second hand car, a classic car, private sale or dealership purchase, Paleso are the best in our field at researching and placing a loan or lease with the lender that matches you best. With access to many unique products, our professional dedicated staff, extensive product knowledge and commitment to ensuring a quick and easy application process will get you the best possible outcome.

Find easy car finance with bad credit at competitive rates

Regardless of whether you have a bad credit history, we can help you secure cheap and easy car loans finance, whether you’re in Central Queensland, Brisbane, or elsewhere in Australia. We have access to products from all the major mainstream bank and finance company lenders, exclusive access to Astute Motor Finance, Customised Car Finance, Golden Loans and GFC Funding. Since our opening in 2001 we have completed over 24,000 loans to happy customers all around Australia. Due to the large volume of our business, we often have access to special rates from our lenders, meaning that you get a more competitive deal.

So how does it work?

Fill in a few quick details to arrange a quick and no obligation, free Quote and see just how good we are. Once we’ve got all your specific information (including supporting documents for income) we complete all required application checks to ensure we have the exact information the lender will require. We’ll notify you on submission and then when the lender returns to us with an answer. If the application was successful, sign up can be completed immediately. Should the application be unsuccessful, we’ll contact you and review your options and see if we can find alternative solutions for your credit needs. The whole process usually takes no more than 48 hours—and sometimes it takes only a few hours! What are you waiting for, get a quote now and see how we make loans easier!.
All different types of car loans

What are my options for car loans?

Secured Car Loans

Lowest Rates - 1 to 7 year terms - Higher Limits
A secured car loan is the most common type of loan to purchase a New, Near New or Used Car. The car can be purchased either from a Dealership or Private Sale. Often secured car loans offer the most competitive interest rates and repayments as they use the vehicle you are purchasing as security against the loan, reducing the risk and getting you a better deal

Unsecured Car Loans

Great Rates - 1 to 7 year terms - Great for Older Cars
Also known as personal loans, these loans offer great flexibility to purchase any car you desire without restrictions around valuation or age. It can also be great if you haven't chosen your car yet and want to have the funds available to negotiate a deal and pay for the car straight away.

Business Car Loans

Awesome Rates - 1 to 7 year terms - Balloons
A Commercial or Business Car Loan is used for the specific purpose of purchasing a vehicle or fleet of vehicles for business. Commercial loans can offer some of the most competitive rates and repayments compared to other loan types and can provide a tax advantage and allow you to claim GST and depreciation. A Business Car Loan is a great option for any sized business with flexible repayment terms to suit business cashflow or accounting structures.
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Private Sale Car Loans

Great Rates - 1 to 7 year terms - Can Be Tricky
Private Sale purchases need to be handled with care.  We are experts in the correct procedure to ensure you are getting what you pay for.  In addition we can ensure you get the best loan possible to suit a private sale car purchase.  
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Car Loan Pre Approval

Better Barganing Power - Flexibility - Great Rates
Getting a Pre Approval for a car loan is a fantastic way of finding out what you can afford and giving you confidence to know exactly what you can shop for when you are ready to get your first car, upgrade your car or get that new car you've been dreaming of. Negotiate price knowing exactly what you have ready in regards to your car loan. Not having to worry if you will be approved or not is a great start in your car shopping and can often help you get a better deal on what you want to buy.

Bad Credit Car Loans

Had something go wrong in the past? It doesn't have to mean you can't get access to a loan. Some lenders are more interested in how your financial situation looks like now than what happened in the past. We have 25 years experience helping people get back in the world of credit, and have access to three unique local lenders that take the time to listen to what happened, and more importantly what is happening now. Talk to us today, we are here to help.
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